If your insurance provider does agree to cover the actual stem cell injection cost, there are other expenses associated with the procedure that may or may not be covered. The fat grafts needed to collect the adult stem cells needed for the injection, for instance, are often not covered. Even so, you may be able to make a case for having this part of the procedure covered with some assistance from the physician doing the injections or the staff members who handle billing and insurance documentation.
The diagnostic tests often needed to determine if you are a good candidate for stem cell therapy might be covered. This is more likely to happen if the physician ordering the tests can present evidence that such testing is necessary to make a determination of your available treatment options.
Stem cell therapy is typically an outpatient procedure. Therefore, you probably won’t have to worry about hospitalization costs. However, possible costs that may be associated with stem cell therapy not already mentioned could involve:
- The local anesthetic that’s administered at the injection site
- The initial examination
- Post-injection care – e.g., physical therapy, follow-up visits to evaluate the results of the initial treatment, and the use of any assistance devices that may be needed as the treated area heals
Ultimately, stem cell injection cost can vary based on the factors discussed above. However, if you have concerns about cost, a stem cell clinic or physician providing SCT treatments may be able to tell you more about available financing options that could make stem cell therapy affordable for you.